Launch employee finance with one trusted partner
Ranta powers the technology, backed by end-to-end funding and lending through our finance partner.
our value partner
premium conditions to your
employees
created & become our
partner
Financing employees, powering opportunity
Mining
Industrial
Logistics
Retail
We help tier 1 employers offer responsible loans to their workforce
through a simple employer-sponsored program.
Our technology. Your workforce advantage.
Introduce the program to your employees and support internal communication.
We take care of the lending infrastructure behind it.
A Staff-Loan Program without the burden of becoming a Lender
Ranta enables employers to offer access to formal credit for employees through a dedicated loan program designed for the realities of salaried and wage-based workforces.
Unlike a pure software platform, this solution combines digital origination, underwriting, servicing, and collections with committed lending capital through our finance partner.
How the Employer Loan Program works
Program design & Employee onboarding
We work with your team to define the employee lending offer, eligibility rules, communication flow, and launch approach. Employees then apply through a seamless digital journey powered by Ranta.
Credit decisioning & Loan disbursement
Applications are assessed using Ranta’s underwriting technology and operating workflows and approved loans are funded through our finance partner.
Repayment & servicing
We manage repayment flows, reminders, customer support, and collections while you receive structured reporting on portfolio trends and employee engagement.
Why leading employers trust Ranta
Many providers offer loan-management software or embedded credit tools. Ranta goes further.
We provide the technology layer that powers origination, underwriting, and servicing, while our finance partner provides the capital and lending licence framework required to fund the loans. That means employers do not need to source their own lending stack, funding partner, or licensed infrastructure.
Improve employee financial wellbeing without the risk
Help employees access formal credit in a more transparent and trusted way.
Additional line of revenues stream
Employers can gain from the revenue created by receiving percent of profits
Funding included
This is not only software. Through our finance partner, the lending capital is built into the model.
Trusted employee experience
Deliver a clear, mobile-first journey with structured eligibility and repayment dedicated to underbanked employees.
Minimal operational burden
No need for complex licensing procedures or building an internal lending product, credit team, or servicing function.
Launch fast
Use an established technology and operating model rather than starting from scratch. Launch in days!
Make the Shift to Digital, Effortlessly
Digitize your lending operations from origination to collections with less effort.
We’ll show you how Ranta can automate workflows, reduce manual work, and help you manage risk more effectively.