Assisted channels
QR - code
Digital applications
WhatsApp
Liveness
KYC
Fraud signals
Required checks
Rules
Scoring
Decisioning
Notifications
Automated workflows
Repayments
Arrears
Schedules
Statements
Real-time
Analytics
Portfolio visibility
Reduced OPEX
Higher Approval
Rates
Reduced Losses
Lower default rate
Safer Loan Book
Growth
Reduced OPEX
Higher Approval Rates
Reduced Losses
Lower default rate
Safer Loan Book Growth
Modular Lending Infrastructure,
built around you
Lending Infrastructure as a Software (LIaaS) is a configurable, modular platform you can roll out in stages. Start with what you need today and add components as you grow.
CHANNELS
- Mobile
- Web
- QR
- In branch
Loan Origination
Digital applications and configurable product journeys
KYC & Fraud Detection
Identity verification, fraud checks, and risk rules
Risk & Scoring
Credit scoring, rules, and risk decisioning engine
Loan Management
Disbursements, repayments, fees, and statements
Reporting & Analytics
Real-time insights, dashboards, and cohort analysis
Built-in Compliance
Policies, controls, audit trails, and regulatory reporting
INTEGRATIONS
- Core Banking
- Credit Bureaus
- Payments
- ID Verification
- DB Monitoring
CHANNELS
- Mobile
- Web
- QR
- In branch
INTEGRATIONS
- Core Banking
- Credit Bureaus
- Payments
- ID Verification
- DB Monitoring
Key Platform Benefits
for Credit Providers of Any Size
Power growth, reduce costs, and deliver exceptional borrower experiences with an AI-driven lending platform built for today's credit providers.
Acquire & Onboard faster
Embed a QR code or link anywhere to start the application, no existing FIS customer relationship required, enabling low-cost customer acquisition.
Borrowers can manage loans and repayments in a simple, secure area. Applications take only a few clicks with instant decisions, improving satisfaction and borrower experience, increasing customer lifetime value.
Scale efficiently
Automation significantly reduces the effort and cost to manage customers and the loan portfolio.
Originate and process tens of loans simultaneously through end-to-end automation, supporting rapid and efficient growth.
Automated repayment reminders and multiple payment options improve on-time payments and reduce delinquencies.
Control & Manage risk
Best-practice checks are fully automated (liveness, ID verification, bank-account matching, credit bureau, phone signals) with an AI decision engine using multiple data sources, reducing defaults, improving approval accuracy, and avoiding unnecessary rejection of creditworthy borrowers.
Detailed analytics and portfolio insights support faster, better management decisions and reduce reporting overhead within your organization.
Make the Shift to Digital, Effortlessly
Digitize your lending operations from origination to collections with less effort.
We’ll show you how Ranta can automate workflows, reduce manual work, and help you manage risk more effectively.