Solutions for Expanding
Access to Credit
We help lenders deploy inclusive credit products through digital infrastructure
and automated risk controls, while also supporting selected funded programs
for large employer channels.
Core Market
Microfinance Institutions
Community-based lenders, cooperatives, and credit unions needing to digitize manual operations.
- Approve Thin-File Borrowers: Use alternative data to safely lend to clients with limited credit history
- Automate Group Lending: Streamline management of solidarity groups and individual micro-loans
- Scale Impact: Grow your portfolio 2–3x without increasing administrative headcount
- Mobile Collection: Integrate collections for seamless repayments
Growth Segment
SME & Community Banks
Regional banks and challengers looking to launch digital lending products rapidly.
- Rapid Digital Launch: Deploy full digital lending channels in weeks, not months
- Core Integration: Seamless connectivity with existing core banking systems via API
- Enterprise Compliance: Bank-grade security and regulatory reporting built-in
- Risk Intelligence: Reduce NPLs with advanced AI scoring models tailored to SME risk
Strategic Partners
Platforms & Fintechs
Digital wallets, aggregators, and tech providers wanting to embed credit capabilities.
- White-Label API: Embed our powerful underwriting engine directly into your user experience
- Premium Decisioning: Add our ML scoring as a value-added service for your clients
- Revenue Share: Create new revenue streams by offering lending infrastructure
- Speed to Market: Launch credit products without building the backend from scratch
Tier 1 Employers
Employers
Employer loans for your workforce. Ideal for employers looking to offer a structured staff-loan program without building their own credit operation.
- Dedicated Staff Lending: Tailored loan programs designed around your workforce and payroll
- Minimal Employer Lift: Ranta manages origination, underwriting, servicing, and collections
- Better Financial Access: Give employees a simpler, more trusted path to formal credit
- Technology + Funding: Ranta combines lending infrastructure with committed capital through a finance partner
Explore Employer Loans
